Bring eligible vehicle-related expenses into a single payment program, with a simpler experience for drivers and greater control and visibility for fleet and finance teams.


Trusted to run Mobility and other payment programs at scale across APAC, Europe, the UK and North America
Today's drivers want the convenience of using their phone to fuel, charge, pay tolls, park and service their vehicles. And they want the freedom to choose where and when they fill up
Most solutions rely on plastic, only provide access to a limited range of fuel stations and fail to support other vehicle expense types.
This creates manual claims, a need for multiple plastic cards or the need for detours which cost time and money.





One digital credential powering fleet and mobility spend with universal acceptance.
EML Payments brings a single digital credential, a real time policy engine, receipt capture and finance ready reporting together to help fleet operators, novated lease providers and businesses cover everything from pay at pump and EV charging to in-store purchases, tolls, parking, servicing and more.
A single digital credential for every kind of mobility spend. Universal acceptance, controlled to the cent, and visible in real time.
Your brand, your customers, your program, on our card and platform.
Apply business rules and spend controls from program level through to individual drivers and vehicles.
Use open-loop acceptance for broader reach or support controlled closed-loop models where the program requires it.
A modern mobility program needs to work for everyone involved. Give fleet and finance teams more control, make life easier for drivers and create new ways for merchants to serve fleet customers.
Run the whole program your way, with less administration, tighter control and lower cost to serve.



Open-loop acceptance captures out of network spend and reduces paperwork.
Instant digital issuance, no plastic, no manual claim processing.
Rules by driver, vehicle, category and fuel type, with daily to monthly limits.
Keep your own fuel deals or use ours to offset program cost.
A live view of transactions, approvals, declines and limits.
Tax-ready reports, reconciliation data and compliance flags, no month-end chasing.
One card on the phone for fuel and approved spend on the road. Faster stops, clear rules, less paperwork.



Fuel, EV, in-store and approved mobility spend.
Tap in store or pay at the pump straight from the app.
See available spend, limits and approved categories before you buy.
Digital receipts captured automatically or using intelligent Optical Character Recognition (OCR).
Approved stations, live fuel prices, offers and routing.
Live payment updates, decline reasons and program messages.
Attract more fleet spend with tailored pricing and targeted driver offers.



Reach fleets and drivers you don't see today.
Target in-store offers by fleet, segment, location and time.
Set client-specific pricing and fuel discounts.
Less reliance on legacy hardware and plastics.
Enriched pay-at-pump and POS activity across your sites.
Track, reconcile and export pay-at-pump settlement.
Set up the program, configure rebates and rules, issue digital cards and roll out at your pace.
Add your drivers, vehicles, rules and limits to match your policy. Your fuel discounts and agreed rebates are configured at the same time.
A digital card goes to each driver with the right rules and limits already applied, before it’s ever used.
The driver opens the app or taps at the pump, in store or online.
Spend rules, fraud controls and category limits are checked before the payment is approved.
In app tracking or a digital receipt are captured, and the transaction flows to fleet and finance instantly.

EML Mobility solution is powered at the forecourts by Tendren's lightweight technology that deploys to modern fuel forecourts and OCPI EV charging sites quickly and remotely. The hard work is already done.



Wherever the scheme is accepted, for the categories your programme approves, rather than only at sites inside a fuel network. Drivers see approved sites, live fuel prices and routing in the app.
No. Start with a pilot group, a vehicle category, a region or a single spend type. Prove the rules, the reporting and the driver experience, then expand at your own pace.
Yes. Rules can be set by driver, vehicle, merchant, category, fuel type, location, time of day and amount, with daily, weekly and monthly limits. Set them once for the programme, then tune them per driver.
Depending on how the rules are configured, a transaction can be declined before it is approved or allowed and flagged for review afterwards. Missing receipts, mismatches and off policy spend move into a compliance workflow rather than onto a spreadsheet.
Receipts are captured in the app or scanned on the spot via OCR and AI when only a paper receipt exists, and matched to the transaction automatically.
No. Fuel detail is captured at line item level without a till integration, so a site needs no new terminals and no development project to accept the card.
No. The programme covers fuel, EV charging, in store purchases, tolls, parking, servicing and accommodation. Tolls, parking, servicing and accommodation are paid at checkout rather than through the app.
Yes. Keep the deals you have already negotiated or use ours, configured into the program and visible in reporting. Capturing more spend on programme is also what protects the volume a rebate is calculated against.
Controls can be set to the expenses allowed under the agreement, and capturing fuel on programme keeps that volume inside the consolidated total a rebate is claimed against. Australian programs only.
Fund it to suit your cash flow, whether that is pre funded, just in time, or on a credit line. Contact us for more information.
Fuel brands and merchants can offer programme specific pricing, rebates and in store offers, or move an existing closed loop fleet network onto a model with lower overhead and wider acceptance.
Tell us how your fuel and mobility spend works today. We'll show you what one card could do.
Share a few details and we will route your enquiry to the right regional team.