A flexible platform for building and running card payment programs across markets, use cases and customer experiences.
Trusted to power complex payment programs at scale.
Issue, process and project manage cards ad accounts. Move money and manage complex payment flows with real-time intelligence and control, with proven experts behind every transaction.
Create accounts, cards and wallets at scale.
Move money in and out of your program.
Shape how money behaves in real time.
Build trust and protection into every transaction.
Use insights and incentives to drive growth.
Build with white label portals, pre-built components or direct integration.
Cards, accounts, wallets, money movement, controls and data brought together and configured around your program.
Reliable account, balance and transaction management at the core of every program.
We operate across 27 countries, with 23 multi-currencies, and proven experience to scale your business fast.
APIs, pre-built components, white label portals and partner integrations. Connect in the way that works for your team.
All technology has the highest industry standards of security including Tier 1 PCI-DSS level 1, ISO 27001:2022, Cyber Essentials and Cyber Essentials Plus Certified, SOC1 and SOC2 Type 2.
EML undergoes rigorous auditing several times a year to maintain numerous industry required certifications.
One partner with the card issuing and processor platform, the licence and the people to launch your program and keep it running as it scales.
Issuer, processor and program manager capability in one place, with the licensed infrastructure to run complex and regulated programs end to end.
Cards, accounts, wallets, money movement, controls and data brought together and configured around your program.
Real experts alongside the technology, from pilot through to live operation. You get a partner, not a ticket number.
Live across APAC, Europe, the UK and North America, with teams who understand local rules, schemes and market realities based on decades of experience.
Security, access controls, data protection, fraud monitoring and sanctions screening protect your program, your users and your money, informed by local regulatory environments.
Let's talk about how EML Payments can help you deliver better outcomes, at scale.
EML Payments gives you flexible ways to launch, integrate and modernise payment programs, with the tools and support to match where you are today.
Choose how you connect. Start with ready-made white label portals and components or integrate directly through APIs and webhooks.
Move onto EML with less disruption. We assess what you have, plan the pathway, and support the migration and the operations that follow.
Whether you're launching, modernising or scaling, an EML specialist will map the right platform, operating model and next steps to get you there. Let's talk.
