Add the payments expertise you need to get your program live, keep it moving and scale with confidence.



Our experienced payments team will work with you to design and fully manage a program to suit your needs. As a certified issuer, processor and program manager, EML Payments can provide a full service to free up your time to focus on your customers’ experience and growth.
We have teams around the globe, operating in 27 countries, with offices in Australia, Europe, the United Kingdom and North America. Wherever you are, our teams are there for you.
Bring delivery, schemes and partners together around a clear path to launch.
Use EML expertise to reduce the specialist operational work your team needs to own and manage.
Add on demand features, services and expertise to drive business growth.
Choose the support you need at each stage of your program.
From initial setup to production, we coordinate the people, partners and processes a launch needs.
Support across scheme requirements, program setup and sponsorship.
Coordinate the specialist providers and partners your program depends on.
Structured support across configuration, integration, testing and launch.
Move existing programs, cards and customers through a managed transition.
The support doesn’t have to stop once you’re live. Extend your team with specialist support across the ongoing operation of your program.
Specialist support across risk, compliance, fraud and transaction monitoring.
Give cardholders access to dedicated support when they need it.
Take day to day operational work off your team with experienced payments specialists.
Access reporting, analysis and data services beyond your standard program reporting.
Tap into specialist teams across the operational areas that keep a payment program thriving.
Work with experienced program and account teams who understand your requirements and coordinate priorities, delivery and ongoing operations.
Get specialist support across program funding, treasury processes, safeguarding and cash flow requirements.
Support card production, scheme and wallet processes, card lifecycle management and the operational work behind issuance.

Add specialist monitoring and operational support to identify suspicious activity, manage fraud and protect program performance.
Get hands on training, troubleshooting and operational support from people who understand the program behind the payment.
Access the reporting, analysis and specialist data support you need to understand activity and make better operational decisions.

You don’t need to hand over everything. Choose the support that complements your team and operating model.
Your team owns program operations. EML provides the platform and agreed support.
You retain program ownership and the customer relationship. We take on selected specialist functions.
EML manages agreed program operations with defined responsibilities, governance and service measures.
Whether you're launching, modernising or scaling, an EML specialist will map the right platform, operating model and next steps to get you there. Let's talk.