LIFE AT EML

Make your mark with people that care.

Working at EML, you'll be surrounded by smart people doing smart stuff. You'll have the trust to take ownership, shape what comes next and do work worth being proud of, with people who genuinely back each other.

9 offices
across 6 countries
One team
with long-tenured
experts + new faces
450+
employees worldwide
EML team together on a rooftop
OUR CULTURE

Culture isn't what we say. It's what we do.

Culture isn't the free snacks or the quiz night. It's how decisions get made, how much people are trusted, and what happens when things get hard.

At EML Payments that means clear ownership, respectful feedback and colleagues who back you up. It's not a slogan on a wall. It's what our people tell us, survey after survey, keeps them here.

HOW WE WORK

A genuine two-way street.

Flexibility is part of how we work, balanced by a shared commitment to our teams, customers and outcomes.

Better decisions together

Collaboration is strongest within the teams we work with every day. The earlier we bring people into a decision, the better it gets.

Team discussion in the office

Hybrid by design

Our hybrid model is shaped by role and location, with flexibility to work from home and the office. We focus on outcomes over activity, and come together in person for connection, teamwork and shared problem-solving.

Listen, learn, act

We’re building a continuous feedback culture that recognises what we do well and where we can improve. Employee surveys help us listen, learn and keep shaping EML into a place where people can do their best work.

EML team at the AI Hack Day

EML Hack Day

Our first company-wide AI Hack Day brought teams across every office together to experiment, solve problems and turn ideas into action.

Rated 4.6 out of 5 by employees, with several ideas already becoming live projects.

EMPLOYEE STORIES

Hear directly from the people who make EML what it is.

What stands out at EML is the level of ownership people have. You're trusted to make decisions and get on with it, but equally you've got support when you need it. It's a pragmatic environment, less talk, more action, which really suits how I like to work.

Andrew McFarlane
Andrew McFarlane

It's a business where you can genuinely make an impact. Things move quickly, so you see the results of your work. At the same time, there's a focus on doing things properly: controls, governance and accountability really matter.

Kylie Rayner
Kylie Rayner

Even though we’re spread across different regions, there’s a real sense that we’re one team. We understand the shared priorities, people are willing to roll up their sleeves and help, and we work together to solve problems rather than letting regional boundaries get in the way.

Derrick McManus
Derrick McManus

What I enjoy most is the balance between solving complex technical problems and seeing the real-world impact of what we build. There's a genuine culture of collaboration, so you're constantly learning from people around you while still having the autonomy to make things happen.

Krenar Muhidini
Krenar Muhidini

EML is a place where doing the right thing genuinely matters. I've seen a strong commitment to governance, accountability and integrity, while still encouraging innovation and new ideas. It's rewarding to be part of a global business where expertise is valued and my contribution can make a meaningful difference.

Elena Slavova
Elena Slavova

Our Values.

Our values shape how we work together, the choices we make and how
we show up for our customers every day.

Win
Together

Payments is a team sport. We do our best work together, we have fun, and we always have each other's backs. When our customers win, so do we.

Own Every Dollar

We handle billions for our customers. Accountability isn’t a posture, it’s a promise.

Step Up to Stand Out

Tough problems don’t solve themselves. We seize the challenges others hesitate over, focusing on what matters most to our customers.

The Smarter Play

Payments is a crowded, conventional space. We think differently and act on our insights. We find the angles others miss to create better outcomes for our customers.

BENEFITS & PERKS

Built around recognising the
whole you.

Time for what matters, at every stage of life.

  • 5 additional days of paid leave.
  • Your birthday off every year, no questions asked.
  • 2 fully paid volunteering days to join an EML initiative or support a cause you care about.
  • Paid parental leave with 12 weeks for primary carers and 4 weeks for secondary carers, regardless of gender or family formation, plus a flexible return to work.
  • Regular in-office and virtual events that build our shared sense of connection: Culture Group activations, global quarterly Town Halls, company-wide volunteering, Hack Days and Executive Leadership Team coffee sessions.
  • A confidential counselling service that's actively encouraged, not just a number nobody calls.
  • Bring your whole self to work: we're interested in who you are, not just what you do.
  • Health insurance, so a health scare doesn't turn into a financial one too (US & UK).
  • Employee-led culture groups you can get involved in: Shared Moments (connection, milestones and cross-department relationships) and Feel Good (wellbeing, including our May in Motion challenge, with a different focus each quarter).
  • A number of equity and incentive plans tied to company and personal performance (for eligible employees).
  • Pension, super or 401(k) contributions from day one.
  • A (great) referral bonus when you bring someone good into the team.
EML team at a mosaic lamp workshop

Grow through real responsibility.

At EML Payments, growth comes through real responsibility and deliberate investment in your development. Our global scale gives you exposure across markets, teams and regulatory environments, without the silos of a much larger organisation.

Wherever you are in your career, you’ll have the chance to do meaningful work alongside colleagues around the world.

Adam Olding, CEO

“One of the things I'm most proud of at EML is how quickly people can make a real contribution. We back our people with responsibility early, giving them the opportunity to take ownership, learn fast and grow their careers.”

Adam Olding, CEO

Real ownership early

Work directly with senior stakeholders and gain exposure to decisions and opportunities you might not get in larger, more siloed organisations.

Know where you stand

Regular feedback, clear goals and development plans help you understand what’s going well and where to grow next.

Move across EML

Explore opportunities across teams, functions and regions, including short and long-term secondments to global offices.

Invest in your development

Access support for professional memberships, conferences, certifications and formal study, including paid study leave.

Learn and share

Build your skills through Table Talk and LinkedIn Learning, or share your own expertise through the Pulse Podcast and internal sessions.

Belonging, not just diversity.

EML focuses on fair and consistent hiring across regions, with diverse candidate pipelines and structured interview processes. We monitor hiring, promotion and attrition data to understand where we need to improve.

Belonging is how we bring diversity, equity and inclusion to life day to day, not just represented in policy, but felt in how decisions get made and who gets heard. Our employee-led culture group, Common Ground, supports this through inclusion and belonging awareness initiatives and education, run by and for our people.

Jenny Foley-Kelleher

“I feel I belong at EML because I'm trusted, heard and supported by my manager. I'm grateful for the flexibility and benefits that help me balance work and family life, and for the opportunities to provide feedback at a global level. Knowing that my voice is valued and can contribute to positive change makes me feel connected to the wider EML community.”

Jenny Foley-Kelleher, Account Manager, Dublin

Balanced & inclusive teams

A balanced mix of experience and new capability, with 42% female representation across management.

Flexibility by design

A genuinely flexible way of working that enables our people to balance work and life.

Giving back

2 days paid leave and opportunity to fundraise through EML Giving to support the causes people care about.

Support when it matters

Access to confidential Employee Assistance Program including short-term psychology and counselling services.

Giving back: EML’s impact.

Through EML Giving, our people get two fully paid volunteering days a year, plus the chance to get involved in employee-led fundraising for causes that matter to them.

Recently, our Brisbane team spent a day planting trees locally, while colleagues in London and Birmingham hosted afternoon teas that raised vital funds for Breast Cancer Now.

EML team planting treesEML afternoon tea fundraiserEML volunteers with a wheelbarrow

Responsible growth, built to last.

EML is focused on responsible growth, with strong governance, risk management and compliance at the core of how we operate. We continue to improve how we work to reduce waste, strengthen scalability and support local communities.

Our sustainability governance framework sets clear oversight, accountability and responsibility across the Group.

Strong governance and regulatory compliance frameworks across all regions.
Increased focus on supplier governance and third-party risk management.
Improved operational efficiency through system consolidation and automation.
Hiker looking out over a lake
OPEN ROLES & APPLICATION PROCESS

Find your next role.

Browse our live openings below, or get in touch if there isn't a match today; we're always keen to hear from good people.

How our hiring experience works

  1. An initial conversation with our Talent Acquisition team.
  2. A first interview covering experience, technical ability and how you approach situations.
  3. A second interview to get to know you further, focused on team-fit and diving deeper into topics raised in the first interview.
  4. A final conversation where we share feedback and make you an offer for the role.
Job Title
Department
Location
Credit Risk Management
Corporate Finance
Brisbane Australia
Market Risk Analysis
Risk Management
Sydney Australia
Operational Risk Assessment
Investment Banking
Melbourne Australia
Liquidity Risk Monitoring
Financial Planning
Perth Australia
Compliance Risk Evaluation
Asset Management
Adelaide Australia
Strategic Risk Planning
Mergers & Acquisitions
Canberra Australia
Reputational Risk Tracking
Treasury Operations
Gold Coast Australia
Customer Sentiment Analysis
Risk Management
Sydney Opera House
Regulatory Compliance Monitoring
Financial Planning
Great Barrier Reef
Crisis Communication Planning
Compliance Monitoring
Uluru (Ayers Rock)