PRICING

Flexible pricing, built around your program.

Every program works differently. We’ll help you choose a pricing model that fits how yours operates today, and scales tomorrow.

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Trusted to move money across Australia, the UK, Europe and North America.

30m+
Cards issued every year
Mastercard and Visa Principal Member
1,100+
Client programs supported  
Across 27 countries
20+ years
Running complex payments programs  
PCI DSS, SOC1 Type 2, SOC2 Type 2, SSAE-18 audited

EML Payments platform.

Most programs work best with one of two models. We’ll help you choose the approach that best reflects how yours operates.

Usage-based

Pay for what you use

Pricing follows program activity, including cards issued, funds moved and transactions processed.

Card-based

One predictable price per card

Pay an agreed recurring fee for each active card, making ongoing program costs easier to forecast.

Whichever pricing model fits, capabilities include:

Physical and virtual cards (single load or reloadable)
White label options for your brand
Accounts, wallets (Google Pay, Samsung Pay, Apple Pay) and bank grade ledger
Spend controls by category, geography and frequency
Onboarding checks: KYB, KYC and sanctions
Transaction monitoring, disputes and exception workflows
Dedicated program management and other expert support
Portals, SDKs and API access

Want to find out more information?

We’ll recommend the model that best matches how your program works.

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Let’s talk about your program.

Tell us a little about what you’re looking to build, scale or migrate. One of our specialists will get in touch to understand your requirements and help shape the right solution and commercial approach.

Tell us more about your program

OUR PLATFORM

Everything you need to build and run your payments.

Issue, process and project manage cards ad accounts. Move money and manage complex payment flows with real-time intelligence and control, with proven experts behind every transaction.

Issue

Create accounts, cards and wallets at scale.

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Move

Move money in and out of your program.

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Process

Shape how money behaves in real time.

Explore Process

Protect

Build trust and protection into every transaction.

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Engage

Use insights and incentives to drive growth.

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Connect

Build with white label portals, pre-built components or direct integration.

Explore Connect

Whether you're launching, scaling or migrating, there is a clear way to start.

EML Payments gives you flexible ways to launch, integrate and modernise payment programs, with the tools and support to match where you are today.

Building or scaling a program?

Choose how you connect. Start with ready-made white label portals and components or integrate directly through APIs and webhooks.

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Already running a program?

Move onto EML with less disruption. We assess what you have, plan the pathway, and support the migration and the operations that follow.

Explore services

Ready to master your payments program?

Whether you're launching, modernising or scaling, an EML specialist will map the right platform, operating model and next steps to get you there. Let's talk.