Why EML?

With offices in Australia, North America, United Kingdom and throughout Europe, our global footprint puts us in close proximity to our customers.
The EML advantage
Issuer
EML is a principal member of MasterCard in Australia and Europe.
Processor
EML is certified with the card networks to process and authorise card transactions.
Program manager
EML’s extensive experience managing programs across 21 countries on MasterCard, Visa, Eftpos and Discover, uniquely positions EML to provide the knowledge and skill set to deliver an end to end program from one source.
Card management
Utilise back-office tools to manage cards, authorisations, and settlements in real-time.
Development
Dedicated resources for real-time merchant troubleshooting.
Cardholder support
All persons communicating with your cardholders are EML employees residing in our offices globally.
Merchant support
Dedicated resources for real-time merchant troubleshooting.
Compliance
EML undergoes rigorous auditing several times a year to maintain numerous required certifications.
Licencing
EML holds an Australian Financial Services Licence from the Australian Securities and Investments Commission (ASIC). EML Payments DAC holds an E-money licence from the Central Bank of Ireland, making us BREXIT-proof.
Security
All technology has the highest industry standards of security including: Tier 1 PCI-DSS level 1 and soc1/ssae-18.

Changing the face of payments

People are at the essence of everything we do. Everyday, we aim to empower people to pay any which way they choose. It’s about simple, tailored payment solutions for your brand and customers. We’re changing the face of payments.

Technology

Meeting consumer demand for digital payments

EML will be the first non bank self-issuer in Australia providing a secure alternative to cash or card payments.

Creating global payment solutions.

We’re growing rapidly across the world.
Pacific
North America
Europe