Program Management

Managing a payments program can be tricky and costly. Our team of experts make this part easy for you with our seamless market leading end-to-end program management services.

A full end-to-end service

Our experienced payments team will work with you to design and fully manage a program to suit your needs. As a certified Issuer, Processor and Program Manager, EML can provide a full service to free up your time to focus on your customers’ experience and growth.

Local support, globally

We have EML teams around the globe, operating in 27 countries, with offices in Australia, North America, Europe and the United Kingdom. Wherever you are, our team are there for you!

  • Tailored payment solutions
  • Global footprint
  • Trusted globally by thousands of partners
  • Offices in Australia, North America, Europe and the United Kingdom.

Account Management

Our team of expert Account Managers across the world, will work with you to ensure that EML develops and delivers a program tailored to suit your needs.

Treasury Management

We are the treasury hub that provides the float account to power your instant payment transactions. We securely safeguard your funds and provide help to manage and maximise your cash flow and capital needs.

Fraud Monitoring

EML provide 24/7 fraud monitoring and detection across 23 different currencies, with 3D Secure 2.0 digital payment security, and Realtime ID to provide a decision and action on suspect card transactions.

Training & Support

EML provide dedicated resources to help you and your team with training and support. We provide real-time merchant trouble-shooting and have teams on the ground across the globe to provide help when you need it.

Card Management

Our team will take care of the entire card management process to make things easier for you. We issue and manage the full end-to-end process of all your card program needs, including streamlined scheme & wallet approvals in each region.

Data & Analytics

EML empowers our clients with the necessary data required to run a successful program. Our proprietary processing engine collects 43 pieces of data on every transaction, providing you with rich insights into your customers' spending habits.


All of our technology is delivered with the highest industry standards of security including: PCI level 1 and SOC1/SSAE-18.

Technology & Solution Development

We provide configurable and scalable API driven solutions, with local technology teams and development support across the globe.

Ready to get started?

Drop us a message if you want to talk about working together, or just to have a chat - we'd love to help!