Your Single Payment Provider

Utilizing our proprietary platform, EML delivers a truly end-to-end payment program. As your single payment provider, EML will optimize your accounts payable and disbursement processes, reducing costs and generating monthly revenue. And, our services go beyond payment products – we manage all the heavy lifting for your accounts payable optimization program across three pillars: Supplier Enablement, Payment Execution and Program Management. It's one platform, for all payments.

EML’s in-house enablement team provides highly customized service by creating tailored enrollment campaigns to contact your suppliers expertly and efficiency. Based in Kansas City, Mo., our enablement team strategically designs your custom campaign to meet the needs of your business and suppliers. And the enrollment process goes beyond the initial campaign – we are constantly working to enroll new suppliers, provide coaching and support to your in-house purchasing/procurement team, and assist with special payment projects, such as appending vendor data or negotiating terms extensions.
Our world-class payment processing platform is built from the ground up, and is capable of processing practically any type of payment from a single payment file. One hundred percent managed by EML employees, our proprietary technology platform is capable of making virtual card, ACH, ePay, check and plastic payments. EML is also a certified third-party processor for Mastercard®, VISA® and Discover®; PCI certified since 2008; and SSAE-16 certified.
The EML team handles all the heavy lifting for your payment program – from implementation to ongoing support. Our dedicated implementation team provides a single point of contact for program implementation and enrollment. Post-implementation, a dedicated account manager will ensure your payment program is successful for the long-term, and EML will handle first-line support for any suppliers with payment inquiries. We also offer payment reporting in the form of web-based or custom reports, and our bilingual, local call center is available 24 hours a day, 7 days a week and 365 days a year.
Electronic accounts payable – Automate your entire accounts payable process from start to finish with an electronic payments platform that easily integrates with your existing ERP and AP automation systems.

Corporate purchasing cards – Now you can keep all of your payments with a single provider. EML offers traditional corporate purchasing cards backed by a credit line. Easily make electronic payments for business expenses to streamline cash flow and reconciliation.

Payroll and commission cards – Unlike traditional payroll and commission card programs, the EML solution incorporates spend restrictions, digital wallets (multiple funding accounts tied to one card), and merchant offers and rewards.

International card payments – Efficiently and securely pay overseas suppliers, vendors and partners. Your payments are instant, and offer the security and protections of paying through the Visa® or Mastercard® network. EML can process international card payments in 11 currencies.