Emerchants Ltd., Store Financial Services UK, Store Financial Canada and Store Financial USA have come together under one exciting new brand: EML. With payment solutions from EML, you will be empowered with more control, transparency and flexibility over your payment processes. Our combined portfolio offers innovative payment technology solutions for payouts, gifts, incentives, rewards, and supplier payments. 

Together, we issue mobile, virtual and physical card solutions to some of the largest corporate brands around the world, process billions of dollars in payments each year, and manage more than 850 programs across Australia, Europe and North America. We issue payments in five currencies: USD, CAD, EUR, GBP and AUD. Our onsite technical and customer service teams offer support in five languages, with 24/7 support in English and French. 

EML is publicly traded in Australia and listed on the Australian Stock Exchange (ASX: EML). For investor information, please visit our Investor page.


To transform the commercial payments landscape through high value payment programs that deliver more control, transparency and flexibility over payment processes.


To exceed our customers’ expectations and deliver financial success to our stakeholders through innovative card services and payment solutions.